Bps internet banking home page. Reviews - BPS-Sberbank OJSC. Home Screen Features

Dear Customer!
The bank ensures the highest level of transaction security, using various means and methods of information protection - from passwords to multi-level security systems based on modern cryptographic protocols and algorithms.
To log into the Sberbank Online system, the Client must enter a login and password, for which the Bank has established certain requirements.
All payment transactions in the Web version of the Sberbank Online system must be confirmed with a code received via SMS to a mobile phone number. To confirm the operation, the Client received a message: “Do not tell anyone! Confirm the operation with the password:...”
When using the mobile application, payments are confirmed using an additional password. An additional password for confirming transactions is assigned by the user independently and is analogous to his handwritten signature.
Another security measure is the setting of limits when using cards, which is aimed at reducing the risk of unauthorized transactions using the cards of the Bank's clients. At the same time, Clients have the opportunity, in certain cases, to remove the limits established by the Bank when contacting a Bank division or independently in the Sberbank Online system.
At the same time, clients must follow banks’ recommendations on the safe use of cards. Do not transfer the card to third parties, keep confidential card data secret from other persons: number, card expiration date, three-digit card authentication code indicated on the reverse side (if any), logins and passwords, codes from the Bank’s SMS messages. This information is never requested by Bank employees.
The bank has repeatedly posted information on its official website in the “News” section that cases of fraud have become more frequent and cited various schemes used by fraudsters. The Bank warned Clients about the need to be vigilant, not to disclose confidential information to third parties, and also drew the attention of Clients that the fraudster’s phone number may be similar to the Bank’s phone number and differ in one or more digits.
Therefore, if the interlocutor introduced himself as a bank employee and is trying to obtain secret data, we recommend that you immediately end the dialogue and contact the Bank yourself using the single number 148, or by phone +375 (29/44/25) 5 148 148 (A1, MTS, Life).
The latest news was posted by the Bank on the website on November 18, 2019.
Currently, the Bank has changed the text of the SMS message sent to the Client to confirm the transaction in the Web version of the Sberbank Online system, indicating that only fraudsters can request this code.
Hundreds of Clients contact the Bank's Customer Support Center every day, wishing to receive advice. The task of each operator is to provide the most complete information about the Bank’s products and services and promptly help in resolving the issue that has arisen.
Unfortunately, it is not always possible to answer the call promptly. However, the Bank is introducing additional services to obtain alternative information. The robot Alesya on IVR is already helping to solve a number of issues.
If you are sure that there have been unauthorized debits from your card, you have the right to submit an application with an identification document to a Bank division, as well as law enforcement agencies, to conduct the investigation.

Sincerely,
OJSC "BPS-Sberbank"

The use of banking services has become an integral part of the life of a modern person. For the convenience of clients, banks are constantly developing remote services. One of such resources is the online Internet banking offered by BPS-Sberbank. Using the service, users can make regular payments, control cash balances, and transfer money to other individuals without visiting the office of a financial institution.

Login to BPS-Sberbank online

Click to go to your personal account

Registration in BPS-Sberbank

Starting to use the resource from BPS-Sberbank is available to clients who are cardholders, borrowers or depositors of the bank. You can go through the procedure directly at system login page BPS-Sberbank online.

Login page window with transition to registration

Step-by-step registration on the resource is as follows:

You must also specify an email address; a letter with instructions for subsequent work in the system will be sent to it.

If the registration procedure is completed correctly, the client is automatically transferred to the main page of the Sberbank online shell.

The login and password cannot consist only of letters or only numbers; it is necessary to use a combination of such characters. Username from 6 to 20, code from 8 characters.

How to log into the BPS-Sberbank Internet banking system

Login to Sberbank online is carried out from the first page of the resource. The client must enter the login and password assigned when filling out the registration form on the site.

Login window

The user is also invited to use the Demo mode of the resource to familiarize themselves with the capabilities of the service before starting its full use.

Access to Sberbank online and its uninterrupted operation is possible using the following browsers:

• Internet Explorer 32 and 64bit
• Opera
• Google Chrome from v.45
• Mozila Firefox

How much does internet banking cost?

Use of the functionality of the Sberbank online personal account is provided to clients of the financial institution on a paid basis. The cost of services is set by the company's current tariffs.

Table 1. Tariffs for BPS-Sberbank online

Using cards through online banking
Carrying out auto payments in favor of organizations			0.05 BYN	For each posting
Receiving mini-statements for your card account		BYN	0.5	Information is provided for 7 days, displaying the last 10 payments
		USD	0.25
		EUR	0.2
		RUB	15
Transfer from cards to cards:	Other plastic holders from BSP-Sberbank		2 BYN	Transferred in Belarusian rubles
	Other issuers in the Republic of Belarus		1.5% of the amount (2 BYN/1 USD/1 EUR/60 RUB)
	Cards from other banks			Acceptable for cards serviced through an international processing center. The debit occurs in the currency of the card account
SWIFT transfers from cards	U.S. dollar		15 USD/EUR	Sending is possible to the accounts of individuals and legal entities
	Euro
Urgent transfers from BPS-Sberbank cards to receive funds in the Sberbank group			1.5% min. 30 rub. Max. 1000 rub.	Executed in Russian ruble currency

Functionality of BPS-Sberbank

Home Screen Features

Main screen of your personal account of BPS-Sberbank online

Directly from the page, the client can top up his mobile phone, go to the section with exchange rates, bank news and geolocation of ATMs and institution branches, and also use the “Personal Menu”.

In the “Personal Menu” field the following are available:

• history of operations;
• payment settings, including automatic ones;
• financial control;
• managing program settings;
• creating and viewing the status of applications sent to the bank;
• section with promotions from the organization and games.

You can perform a number of operations on open cards directly from the main screen, including:

• establishing the status of plastic;
• transfer between own accounts;
• statement and payment history;
• sending transfers and setting up automatic payments;
• SMS notification settings, connecting/disabling 3-D secure.

Card transactions on the main screen of Sberbank online

Also, from the main section, the top line with access buttons, the client can go to the desired functional menu of the system.

Payments and transfers

The payments and transfers section is provided for paying for BPS-Sberbank services and providing the client with the opportunity to make transfers from their accounts to the following directions:

• repayment of an overdraft or loan using plastic issued by another financial institution;
• transfer from a Sberbank card to another bank;
• replenishment of the deposit using third-party plastic;
• payment of utilities and other payments from cards of other banks;
• transfers to card and current accounts of individuals and organizations, both in Sberbank and beyond.

In the payments menu, the user will be able to pay not only for Sberbank services, but also use the “Settlement” system, make payments in one click, top up a mobile phone, the Internet, and deposit money for rent or utilities.

Payments and transfers with limited functionality

Cards

In the “Cards” section, the client is given the opportunity to order a debit card from Sber, seek advice from the company’s employees, or order a certificate of the movement of funds in their accounts. Also from the page, as well as from the main page, the user can perform any actions with already open cards.

Section "Cards" of the bank online

Deposits and accounts

The Deposits and Accounts page allows the client to manage their savings accounts. Available features include:

• viewing balances;
• when switching to the desired account, the user can generate a statement for the period he needs;
• display of account details and the conditions under which it is serviced by the bank, including an indication of the interest rate;
• opening a new deposit.

The user can also order a call from the bank to obtain information about their open accounts or about the institution’s new product.

Section "Deposits and Accounts"

Loans

The page with credit programs makes it possible to monitor the status of current obligations to the bank in terms of mandatory monthly payments, repayment details, information about the available limit on revolving lines and overdrafts.

Loans section in your personal account

Closed accounts

The section with closed accounts allows the client to receive archival information about those accounts that were closed no more than 6 months ago. It is possible to obtain more outdated information only by personally contacting a BPS-Sberbank branch in the territory of the Republic of Belarus.

Section "Closed Accounts"

Other

The “Other” menu provides the user with the opportunity to go to one of the additional sections of the Sberbank online personal account:

• wallet identification on the Yandex.Money website using special tariffs;
• item "Insurance".

Wallet identification

In the “Insurance” section, the client can apply for a voluntary accident insurance policy, view the conditions for products offered at bank branches, and also receive information on existing policies.

Page with insurance programs

How to pay utilities

Through Sberbank’s online personal account, a client can pay regular payments, including utility bills, without wasting time and extra effort. To pay the rent or pay for the services consumed, it is enough to:

1. Go to the "Payments" section.
2. Select the required operation in the tree.
3. Decide which card the payment will be made from.
4. Enter your personal account and payment amount.
5. Confirm payment.

For the convenience of paying for several transactions at the same time, just use the “One-button payment” service and select the necessary directions there.

Frequently sent payments can be added to favorites for ease of use, and in order not to forget about paying utility bills, the user can set up automatic sending of payments.

A personal account from BPS-Sberbank allows bank clients, individuals, to significantly save time on visiting branches. Through the resource you can solve a larger number of financial problems and take advantage of all modern banking services. To join Internet banking, you just need to be a holder of an institution’s plastic card and go through a simple registration procedure.

Internet banking BPS Sberbank in the Republic of Belarus is an intuitive web interface of the bank’s customer self-service system. This article tells you how to register and log into your Personal Account.

In your personal account you can

• Find your nearest branches and ATMs
• View exchange rates
• Get information about cards, accounts and loans
• Make an extract for a certain period
• Repay the loan and make a payment
• Transfer money between your cards and to cards of clients of other banks
• Set up auto payment

BPS Sberbank Online: registering a new user

BPS-Sberbank clients who have a valid bank card and a phone number of a Belarusian mobile operator (or an identity document) can register for Internet banking.

Registration and login is performed at www.bps-sberbank.by/loginsbol. To begin the registration procedure, under the login and password entry form, click on the “Registration” link.

At the first stage of registration, you need to enter your mobile phone number and payment card number or identification number of the client’s identity document. After providing the required information, click “Continue.”

At the second stage, come up with a username and password, a payment password and confirm the data with the code from the SMS message, which should arrive on your phone number specified in the previous step.

There are hints next to each data entry field, read them carefully and you won’t go wrong.

Check the box next to I agree with the agreement for the provision of services “Sberbank Online”, “Mobile Bank” at OJSC “BPS-Sberbank” and click the “Register” button.

After registering, you will be taken to the Main page of your personal account.

BPS Internet banking: login

Let's look at the functionality of your personal account.

Home page

On the main page of BPS Sberbank Online there is a list of cards, accounts, loans and deposits available to the client.

Payments and transfers

This section consists of 2 subsections: Transfers and Payments.

Using the services “Transfer between your cards” and “Transfer to a bank client”, you can transfer money from one of your cards to another or a client card of another bank, respectively.

The “Payments” subsection consists of: “One-button payment” (payment for several services within 1 operation), “An arbitrary payment using details”, “Payment for services in Sberbank Online” (payment for RBS of the bank - remote banking service), access to the ERIP system (Unified calculation and information space).

Below is the “Custom payment” and “One-button payment” window.

This is what “Payment for RBS” and the “Calculation” System of ERIP looks like.

This section contains information on active cards and their balances. You can make one of the cards a payment card, set up an SMS alert and block the card.

All current accounts and deposits of the client are located here. You can see the balance on them, make an extract and top up your account.

The “Loans” section displays the amount of the next payment and the total amount due. The menu functionality allows you to repay the loan (monthly payment).

Accounts closed within the last 6 months are displayed.

When using Internet banking BPS Sberbank Online, remember that a password is required to log into the system. If you are asked for other information (bank card number, mobile phone number, personal data), immediately exit Sberbank Online and contact the bank.

You can call the BPS Sberbank Contact Center by phone:

• 148 – from fixed and mobile networks of the Republic of Belarus
• (+37529) 5-148-148 – from abroad

OJSC BPS-Sberbank is part of the Sberbank of Russia group. This is one of the largest banks in Belarus. It originated in the twenties of the 20th century. Throughout the Soviet period of history, the bank was engaged in financing capital construction of transport and industry in the USSR.

In 1959, the bank became the Belarusian branch of the newly created Stroybank of the USSR and concentrated in its hands the financing of 90% of all capital investments of the republic.

In 1987, as a result of another banking reform, the bank became part of the Promstroibank of the USSR.

At the end of 1991, a joint-stock commercial Belpromstroybank was created on the basis of the bank, which in 1992 became an open joint-stock company.

Since December 2009, 93% of the shares of BPS Bank belong to Sberbank of Russia, and since the end of 2011 it became known as OJSC BPS-Sberbank.

Serving the accounts of enterprises and entrepreneurs, the bank provides a variety of banking services in the field of financing, lending, deposits and other things. Among his clients are the largest enterprises from all sectors of the Belarusian economy. The bank has branches and divisions in all regions of Belarus.

BPS bank services

BPS-Sberbank offers a wide range of lending services. The following forms of loans are provided:

• one-time loan provision;
• overdraft connection;
• provision of a credit line.

In this case, credit rates are applied, the size of which depends on market conditions, the type and term of the loan, and the client’s solvency.

To guarantee the repayment of the loan by the borrower, insurance against the risk of loan non-repayment, security deposits, pledges, guarantees, and guarantees are used.

Investment and trade finance, factoring

One of the main activities of the bank, which is of paramount importance, is the financing of investment business projects.

Investment loans can be issued for the creation of new or modernization of existing enterprises, the purchase of buildings, structures, equipment, agricultural machinery and transport. At the same time, the bank gives preference to projects that help increase the production of goods for export, the development of high-tech industries, as well as projects that use domestic raw materials.

The constantly growing limits of foreign banks on the BPS-Sberbank bank, its high reputation abroad and work with foreign export credit agencies allow the bank to confidently serve the foreign trade operations of Belarusian enterprises.

The bank provides factoring to clients by concluding one-time or general (fixed-term) agreements with them. This service allows client enterprises to timely replenish their working capital at the bank’s expense and increase turnover by providing customers with a deferment in paying for goods.

BPS bank guarantees

Thanks to its extensive experience and high reputation in international markets, the bank is able to provide a full range of services for providing guarantees to foreign companies.

Providing these services allows you to reduce the risks of enterprises in foreign trade operations, as well as reduce their costs for financing foreign trade operations.

Bank guarantees also help optimize business transactions carried out within the country.

Cash settlement and electronic banking services

The bank carries out high-quality cash settlement operations, guaranteeing their highest speed and reliability. At the same time, clients receive additional convenience. At flexible rates, the bank opens and maintains accounts, carries out all types of payments and transfers on them, and carries out cash transactions.

The bank provides clients with constant communication with it through the BS-Client remote service system. The “Bank-Client” subsystem of this system provides a high degree of reliability for working with confidential information and reliable protection against unauthorized use. Electronic digital signatures are used to confirm the authenticity of documents.

Currency transactions and international payments

The use of payment systems such as SWIFT and TELEX allows the bank to carry out money transfers to partner countries of the Republic of Belarus as quickly and efficiently as possible.

Through foreign exchange transactions, the bank services the foreign economic activities of enterprises. In addition, the bank is entrusted with the tasks of currency control over operations.

Bank custody and collection services

The bank collects and delivers cash or other valuables using special transport according to a convenient schedule.

To store documents and valuables, businesses and individuals can use bank safes.

Placement and preservation of available funds

BPS-Sberbank can offer the following options for placing and storing available funds:

• bank deposits;
• bank bills.

Deposits allow clients to store temporarily free funds and receive additional income from this. At the same time, they retain the opportunity to put these funds into circulation again. Flexible rates and terms of deposits allow clients to choose the optimal conditions for placing funds.

The impeccable reputation of BPS-Sberbank allows it to provide its clients with such a service as promissory notes. These papers serve as an analogue of a deposit with the only difference being that they are issued to bearer and can be sold to a third party. The client has the opportunity to return his money either by selling the bills or using them as a means of payment.

Transactions with securities, servicing depositories

The Bank, in the interests of clients, carries out the purchase and sale of government and corporate securities, ensures the initial placement of securities on stock exchanges, registers transactions in securities made by the client, and makes settlements on them based on transactions concluded by the client.

In addition, the bank carries out depository storage of securities purchased by the client.

OJSC "BPS-Sberbank", founded in 1923, is one of the oldest and largest banks in the Republic of Belarus.

Management

Matyushevsky Vasily Stanislavovich - Chairman of the Board.

Holding

OJSC "BPS-Sberbank" is the parent organization of the banking holding company.

Story

In 1928, the bank was reorganized into the Bank for Long-Term Lending to Industry and Electrical Facilities.

In 1932, as a result of the reform of the credit system, the Bank for Financing the Capital Construction of Industry, Transport and Communications of the USSR was formed. In the 1930s, the Belarusian office of the bank expanded the scope of its activities, opened Gomel and Mogilev branches and financed more than 700 construction projects in 73 regions of the republic.

In 1941, due to the temporary occupation of the territory of the republic, the bank's activities were suspended. In the difficult post-war years, the bank quickly resumed its activities and ensured the implementation of the task of effectively using the funds allocated for the restoration of the national economy.

In 1959, an all-Union bank for financing capital investments was formed - Stroybank USSR. The Belarusian office of Stroybank focused on financing the construction and reconstruction of industrial enterprises, construction industry facilities, transport, communications, housing and social and cultural purposes (90% of capital investments made in the republic) and short-term lending to contract construction organizations.

In the process of reform of the banking system carried out in 1987, the Industrial and Construction Bank of the USSR was formed. The structural unit of Promstroybank in Belarus began to carry out a full range of banking operations and services related not only to investment, but also to production and supply and sales activities of enterprises and organizations.

In September 1991, the joint-stock commercial Belpromstroybank was established, and in March 1992, the meeting of founders decided on an open subscription for the bank's shares and after its completion it became an open joint-stock company. Following the Charter and the strategy approved by shareholders, in the 1990s Belpromstroybank made a significant contribution to solving the problems of reforming the national economy and financial stabilization of enterprises.

In October 1999, the bank was renamed into Open Joint Stock Company "Belpromstroybank".

In December 2009, the Government of the Republic of Belarus and Sberbank of the Russian Federation announced the signing of an agreement on the purchase by Sberbank of Russia of 93.27% of the shares of OJSC BPS-Bank and the conclusion of an investment agreement on the long-term development of BPS-Bank.

In March 2011, the bank was renamed into Open Joint Stock Company "BPS-Bank".

In October 2011, the bank was renamed into Open Joint Stock Company "BPS-Sberbank".